Frequently Asked Questions

We offer 3 types of loans. These include Over the Counter Loans, Installment Loans (Over the Counter and Salary deduction) and Executive Advance Loans.

We lend up to $1,000 for first time customers, however, the amount you receive on your first loan is calculated by our lending system. It varies, but we try our best to meet your needs.

We lend up to $7,500 for up to 18 months.
The maximum amount a customer can get varies depending on each customer’s credit limit.

Since we don’t take collateral, we ask that customers build a credit history with us in order to access their individual maximum loan offer.

Interest rates range from 11.99% – 35.99% annually.
Origination and processing fees are applicable per loan.

Interest is calculated daily on your reducing principal.

You can use it for whatever your needs are. It can be for unexpected expenses, to go on vacation, to fix your car, for medical expenses, education, consolidate debts, to remodel your home, medical expenses or for whatever you may need.

The requirements are:
Proof of Employment (you must be employed for a minimum of three (3) months)

Two (2) recent Payslip or
One (1) recent Job letter
Proof of Identification

Social Security Card or Passport
Proof of Address

Water, electrical or cable bill

You can apply for a loan online here

You can also apply via the following:

• Call our customer service line at 280-2274 or 223-2274
• Visit one of our branches and a representative will gladly assist you

Yes you can. We have 5 locations for your convenience.

• You can also apply for a loan online here
• Or by calling our customer service line at 280-2274 or 223-2274

The process of getting a loan is quick, if you have all documents required, you may be approved for a loan within 20 minutes of applying.

You can apply for a loan online here

You can also apply via the following:

• Call our customer service line at 280-2274 or 223-2274
• Visit one of our branches and a representative will gladly assist you

We offer 3 types of loans. These include Over the Counter Loans, Installment Loans (Over the Counter and Salary deduction) and Executive Advance Loans.

We lend up to $7,500 for up to 18 months.
The maximum amount a customer can get varies depending on each customer’s credit limit.

Since we don’t take collateral, we ask that customers build a credit history with us in order to access their individual maximum loan offer.

Interest rates range from 11.99% – 35.99% annually.
Origination and processing fees are applicable per loan.

Interest is calculated daily on your reducing principal.

You can use it for whatever your needs are. It can be for unexpected expenses, to go on vacation, to fix your car, for medical expenses, education, consolidate debts, to remodel your home, medical expenses or for whatever you may need.

The requirements are:
Proof of Employment (you must be employed for a minimum of three (3) months)

Two (2) recent Payslip or
One (1) recent Job letter
Proof of Identification

Social Security Card or Passport
Proof of Address

Water, electrical or cable bill

You can apply for a loan online here

You can also apply via the following:

• Call our customer service line at 280-2274 or 223-2274
• Visit one of our branches and a representative will gladly assist you

The fastest and easiest way to make a payment is via our Customer Portal using your debit card.

You can make payments by visiting any one of our 5 locations.

In addition, you can make payment through any banks using payment methods outlined HERE.

Yes you can, please contact our customer service line at 280-2274 or 223-2274

The process of getting a loan is quick, if you have all documents required, you may be approved for a loan within 20 minutes of applying.

Yes, we do:
You can contact us via WhatsApp here

Yes, please check our referral page here

Monday through Friday:
Branches: 8:30 AM to 5:30 PM
Over the Phone Loan Services:
8:30 AM to 8:00 PM
Saturday:
8:30 AM to 1:00 PM